The overall building process can be a frightening experience for anyone who has never taken on this task. Don't let the unknown overwhelm you. Let your dream house become a reality. First United Bank will guide you through the construction loan process. Our experienced lenders will listen to your needs and put together a program that will allow you to purchase your lot, construct your home and convert your construction loan to a permanent loan.

The process is as simple as A B C.

Apply complete the application and return it with your last two year's tax returns, W2 forms, last two pay stubs and current bank statement.

Bring in the contractor's statement and house plan.

Close within two weeks

Put your mind at ease with First United Bank's 9 Month Lock Rate Program. Regardless of how interest rates fluctuate during the construction process, the 9 month rate lock protects you and, guarantees the rate for your longer term mortgage. For more information please contact:

Crete Banking Center 700 West Exchange Street Crete, IL 60417 Jim Bruns (708) 672-6161 ext. 1114 jbruns@1stunitedbnk.com	Frankfort Banking Center 7626 West Lincoln Highway Frankfort, IL 60423 Suzanne Kost (815) 469-8555 ext. 313 skost@1stunitedbnk.com
Steger Banking Center 20 West Steger Road Steger, IL 60475 Theresa Hershberger (708) 754-6161, ext. 211 thershberger@1stunitedbnk.com	Naperville Banking Center 2451 S. Washington St. Naperville, IL 60565 Don Borowski (815) 469-8555 dborowski@1stunitedbnk.com
Frankfort Banking Center 22200 Wolf Road Frankfort, IL 60423 Gayle Ahrendt (815) 464-8282, ext. 710 gahrendt@1stunitedbnk.com